Get *$50,000 Extra Cash + Save Up to 30% on Real Estate Commissions — Before, At, or After Closing.
We’ll help you stack up the best loan options, get real cash to cover closing or life expenses, and save thousands on your home purchase — all without the runaround.
Discover the Secrets to Our Almost Perfect Rating
4.9/5 User Rated
Trusted by everyday families chasing the dream of homeownership — not paid reviews.
3000+ Recommendations
From teachers to truck drivers — stories that came from results, not scripts.
Top Rated Reviews
Zillow, Google, Facebook, & more — your words, not ours.
Find Out What You Qualify For.
Without the Credit Pull.
No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
As Seen In
Down Payment Help That Actually Works.
No Gimmicks.
We're not here to play games — just to help you understand what’s possible and walk you through it if it’s a fit. No pressure, no hard pulls, and no weird scripts.
A+ Loan Experience
Not your average lender. Our expert bankers focus on real results — not sales scripts.
Real Access, Real Answers
Call, text, or email with clarity and consistency — no bots, no barriers, no stress.
No Credit Check Required
See your options in 60 seconds — no credit pull, no SSN, just simple upfront answers.
We Don’t Just Talk Down Payment Assistance,
We Help You Land It.
Tired of lenders giving you the runaround? We help buyers find real, working down payment assistance — no guessing, no wasted time. Just straight-up guidance to get your deal done.
All 50 States, All Types of Buyers. No matter where you’re buying or what your credit looks like, we’ll dig up the programs your local bank won’t even mention.
We Know What Actually Gets Approved. Our team’s full of real loan experts — not order-takers — who’ll help you avoid programs that sound great but crash your deal.
You Get Backup, Not Bullsh*t. If something stalls, we don’t disappear. We’ll fight to help you close — fast.
Most Down Payment Programs Sound Great.
Until They Don’t.
They promise the world — then delay your deal, kill your closing, or ghost you when it counts. We cut the fluff and show you what actually works.
01.
Most Programs Aren’t Advertised
Some of the best DPA options aren’t on lender flyers or bank websites. We hunt them down, even the hidden ones your local bank skips.
02.
Credit Doesn’t Have to Be Perfect
You don’t need a 700+ score to qualify. We match buyers with programs built for real-world credit — even if you’ve been turned down before.
03.
You Could Miss Out by Waiting
Funds run out. Rates change. Homes go fast. If you’re thinking of buying, it pays to know your options now — before the deal slips away.
Not Everyone Gets It.
But If You Do — Use It Right.
Up to *$50K in extra cash is on the table. Here's how smart buyers put it to work.
Furnish It Fast
Beds, couches, appliances, even a full kitchen setup — make your new place move-in ready from day one.
Build A Backyard Oasis
Add a hot tub, patio, fire pit, or outdoor kitchen. Your new space, your way — no waiting years to enjoy it.
Ditch The Debt
Pay off high-interest cards or auto loans to free up your monthly cash. Get breathing room right away.
Renovate It Right
Want a dream kitchen, luxe bathroom, or bigger shower? Use your upgrade funds now — not “someday.”
Add a Rental or ADU
Convert a basement, garage, or guest space into a cash-producing unit — and help offset your mortgage.
Make It Pay Off
Start a home-based business, upgrade your tools, or set up your shop — and keep your savings intact.
We Make You Our Priority.
If You Have A Better Offer,
We'll Tell Ya, Not Hard Sell Ya!
*Our consumer loans are only available to mortgage customers of The Federal Savings Bank
Leading The Way In Home Loan Lending Nationwide
Real Reviews From Real Buyers
Success Stories, Straight From Our Clients.
Jordan Mendez
Mesa, AZ
I had no clue where to even start. I saw “down payment assistance” and figured it was another bait-and-switch — but it wasn’t. My loan advisor explained exactly what I qualified for and how to lock in my rate. I got help on the down payment and didn’t need perfect credit. I’d do it all over again with them.
Aaliyah Qureshi
Sacramento, CA
I was told by two other banks I didn’t qualify. But this team found me a real DPA option that worked with my income. They didn’t sugarcoat anything, and they explained what I could do, not just what I couldn’t. It was clear, patient, and honestly a relief after months of stress.
Delise Boyd
Charlotte, NC
We were renting for 6 years, thinking we’d never save enough to buy. With the DPA and the extra loan offer, we were able to buy our first home and still keep a cushion. Our advisor was calm, honest, and always answered our texts. It wasn’t easy, but they made it possible.
We Answer What Most Lenders Dodge.
From credit scores to cash options, here’s what buyers really want answered clearly, without the sales pitch.
Can you help me find down payment help in my area?
Yes — we work with buyers in all 50 states and match you with real, working programs based on your location, income, and loan type. You won’t have to guess or search alone — we’ve got you covered coast to coast.
Do I need perfect credit to qualify?
Nope. We help buyers every day with less-than-perfect credit. If you meet the minimum guidelines for a program, we’ll show you what’s available — and how to get there, step-by-step.
Is the $50K extra loan available to everyone?
It’s an optional unsecured loan available to qualifying buyers on a new home purchase, or any other loan program we have — not tied to the home or down payment. If you qualify and choose to use it, it can be a powerful way to fund upgrades or improve your financial cushion.
How fast can I close with your team?
Quicker than most. Thanks to our in-house underwriters and direct communication, we’re known for helping buyers close fast — even with added assistance. No dragging things out or chasing paperwork for weeks.
Can I use down payment assistance on a construction loan?
No — construction loans aren’t eligible for down payment assistance. But we’ll still help you explore every available option and match you with the right program based on your goals. If you already own land with equity, we’ll show you how to use that equity toward your construction loan’s down payment.
Call Us 24/7
(844) 999-0639
To speak with a banker or check program eligibility, call anytime.
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.
DOWNPAYMENTHUNTERS.COM, POWERED BY THE FEDERAL SAVINGS BANK, 4120 WEST DIVERSEY AVENUE, CHICAGO, IL, 60639, UNITED STATES (844) 999-0639
